Gallagher Group, Inc. | Norwell Real Estate, Marshfield Real Estate, Hanover Real Estate


When you make the decision to buy your first home, you should be certain that you’re ready to make the leap into homeownership. There’s many different things that you should do as a buyer to get ready before you even set out on the search of a perfect home.


Choose An Agent


You may think that one real estate agent is the same as any real estate agent that you’ll find. This is far from the truth. Some agents have certain specialties. The knowledge that an agent will bring to your house hunt is often invaluable. You are making one of the biggest purchases that you’ll ever make in your lifetime. While many buyers think that they can simply do an online search themselves to find a home, your realtor will have many more resources to assist you in finding exactly what you’re looking for.


Figure Out The Financial Portion Of Buying A Home


While knowing how many bedrooms you need and where you hope to live is important, understanding your finances is even more important. You’ll need to talk to a lender to get the process started. After looking at your own personal budget, you should get pre-qualified. Getting pre-qualified allows you to see a general number of how much house you can afford. That can help you start the process, however, there’s still a few more steps. 


From here, you can do what needs to be done to get your entire financial picture ready to buy a home. This includes saving for a downpayment, improving your credit score, and continuing to keep up bill payments and consistent work history. 


Next, you’ll want to get pre-approved. This allows your lender to dig into your financial picture. Everything from your credit score to your income and employment history will be considered. Your lender will then give you a more definitive number of how much you’ll actually be able to get for a loan when you buy a home. To get pre-approved, be prepared with 1099 forms, pay stubs, tax returns, and bank statements. You’ll then have the concrete amount that you’re approved for along with the interest rate that you qualify for. 


Once You Have Applied For A Home Loan


Once you find the realtor to assist you and secure the home of your dreams, you’re not free to head out and buy all the furniture that you need to fill up your house. The home loan must go through the underwriting process and until that is complete, your finances are essentially on lockdown. If you start opening new credit cards, decide to buy a car, or fall behind on payments, you could end up in a lot of trouble. You want to keep your credit score stable throughout the process of buying a home for smooth sailing.



6 Cottage Lane, Marshfield, MA 02050

North Marshfield

Single-Family

$1,149,000
Price

9
Rooms
4
Beds
3/1
Full/Half Baths
Nantucket Style colonial custom home with Farmer's porch, Open floor plan with Chef's Kitchen and custom pantry. This spacious 4 bedroom home has a large Master and 3 bathrooms upstairs so each bedroom has direct access to a bathroom. Located at the end of a cul-de-sac. The oversized back deck is partially covered and looks over the conservation land surrounding this neighborhood. J.P. Gallagher details are included throughout the home with gorgeous wainscoting, custom mudroom storage and barn doors. Convenient location in highly sought after Horseshoe Farm neighborhood located North Marshfield. Home nearing completion but there is time to add your selections!
Open House
Saturday
October 19 at 11:00 AM to 1:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 6 Cottage Lane, Marshfield, MA 02050    Get Directions





6 Cottage Lane, Marshfield, MA 02050

North Marshfield

Single-Family

$1,149,000
Price

9
Rooms
4
Beds
3/1
Full/Half Baths
Nantucket Style colonial custom home with Farmer's porch, Open floor plan with Chef's Kitchen and custom pantry. This spacious 4 bedroom home has a large Master and 3 bathrooms upstairs so each bedroom has direct access to a bathroom. Located at the end of a cul-de-sac. The oversized back deck is partially covered and looks over the conservation land surrounding this neighborhood. J.P. Gallagher details are included throughout the home with gorgeous wainscoting, custom mudroom storage and barn doors. Convenient location in highly sought after Horseshoe Farm neighborhood located North Marshfield. Home nearing completion but there is time to add your selections!
Open House
Saturday
October 19 at 11:00 AM to 1:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 6 Cottage Lane, Marshfield, MA 02050    Get Directions





302 King St, Cohasset, MA 02025

Single-Family

$1,489,000
Price

16
Rooms
4
Beds
3/1
Full/Half Baths
Nestled in the heart of Cohasset, 302 King St offers superior craftsmanship in one of South Shore's most sought-after towns. The home's open floor plan, beautiful millwork, designer Chef's kitchen, four bedrooms and three-and-a-half bathrooms are designed for luxury family living in a stellar location. This home was purposely designed around a spacious great room and kitchen perfect for family gatherings, a home office and sunroom for the at-home worker or book reader. The lower level offers a spacious light filled area, including a separate arts & crafts area or home office. Better yet, the property is located only 1.5 miles from downtown Cohasset and 1.8 miles from the commuter rail station. Home nearing completion but there is still time to make your selections.
Open House
Saturday
October 19 at 11:00 AM to 2:00 PM
GPS 300 King St Cohasset
More Open Houses
Cannot make the Open Houses?
Location: 302 King St, Cohasset, MA 02025    Get Directions

Similar Properties




302 King St, Cohasset, MA 02025

Single-Family

$1,489,000
Price

16
Rooms
4
Beds
3/1
Full/Half Baths
Nestled in the heart of Cohasset, 302 King St offers superior craftsmanship in one of South Shore's most sought-after towns. The home's open floor plan, beautiful millwork, designer Chef's kitchen, four bedrooms and three-and-a-half bathrooms are designed for luxury family living in a stellar location. This home was purposely designed around a spacious great room and kitchen perfect for family gatherings, a home office and sunroom for the at-home worker or book reader. The lower level offers a spacious light filled area, including a separate arts & crafts area or home office. Better yet, the property is located only 1.5 miles from downtown Cohasset and 1.8 miles from the commuter rail station. Home nearing completion but there is still time to make your selections.
Open House
Saturday
October 19 at 11:00 AM to 2:00 PM
GPS 300 King St Cohasset
More Open Houses
Cannot make the Open Houses?
Location: 302 King St, Cohasset, MA 02025    Get Directions

Similar Properties





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